ifx-payments-icon Multi-Currency Business Accounts

The smarter multi‑currency business account for global payments.

  • Hold, manage and convert 40+ currencies in one account with a single IBAN
  • Assign Virtual IBANs to sub-accounts for simplified fund separation and reconciliation
  • Convert currency when FX rates are favourable, with no forced conversion on inward flow
  • Access Swift, SEPA and FPS payment rails from one centralised platform
  • Scale internationally without opening multiple bank accounts across jurisdictions

How businesses use Multi-Currency Business Accounts

Our multi-currency business accounts help businesses streamline international payments and stay in control of their finances.

International
expansion

Launch in new markets without the hassle. Accept global currencies from one central business account and do business abroad.

Accounts payable
and receivable

Pay and receive money in multiple currencies for greater efficiency. No automatic conversion, no surprise fees.

Support
reconciliation

Incoming funds are sorted into dedicated currency balances, so you can view finances centrally and reconcile with ease.

Treasury
management

Manage multi-currency exposure and optimise liquidity across regions with a platform designed for cash flow clarity.

Effortless international payments for your business

Our team has years of hands-on experience supporting complex international payments for Institutions, Fintechs, and Corporates. Our multi-currency business accounts provide total visibility and control over every cross-border transaction.

Multi-currency accounts illustration with global currency symbols

Streamline cross-border business payments effortlessly

Built for businesses operating internationally. Send and receive payments to 150+ countries including China, Brazil, Mexico, and Australia with local rail integration for faster delivery.

40+ currencies supported

Built for corporates, institutions, and fintechs managing cross-border operations. Send and receive payments in 40+ currencies with no additional providers or accounts needed. Trusted by international businesses to manage payments at scale.

GBP USD CAD EUR AED HKD JPY SEK NOK TRY ZAR SAR QAR BRL MXN British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL) Mexican Peso (MXN)
Mexican Peso (MXN) British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL) Mexican Peso (MXN) British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL)

What our clients say about us

  • We have been hugely impressed with the professionalism, knowledge and assistance the IFX team have brought to our foreign currency transactions. I would not hesitate to recommend them to anyone who needs a fast and efficient FX service.

    David Holiday, Finance Director AFC Bournemouth

  • Britannia are in their 8th year with IFX - we've found the partnership collaborative since day one and continue to develop new initiatives together to improve our customers' journey and add value to their international moving experience. We can foresee the partnership going from strength to strength for many years to come.

    Gavin McCarthy, Sales Director Britannia Movers International

  • We love working with the IFX Payments team, who are dedicated to building strong, long-lasting relationships with both us and our clients. Their collaborative approach and commitment to partnership continually impress us.

    Adam Sharp, Marketing and Development Manager Keys Finance

  • Boxing is a truly international sport with fighters and events around the globe, and IFX’s technology has allowed us to streamline our foreign exchange payments processes, meaning we are saving money and time – benefiting both our business and fighters.

    Ben Shallom, CEO BOXXER
Collection of industry award badges for IFX Payments from 2024 and 2025

An award-winning partner for global finance

Our industry awards prove we are a trusted leader for Institutions, Fintechs, and Corporates. We provide the secure multi-currency business accounts you need to manage global capital with total confidence.

FAQs

A multi-currency business account lets your company hold, send, and receive money in multiple currencies in one place. It’s ideal if you work with international clients or suppliers because it saves you having to set up and manage multiple international bank accounts. Our business account can also help you mitigate the risk of exchange rate volatility, as you don’t have to convert currencies every time you receive funds.

IFX supports currencies including USD, EUR, JPY, GBP, AUD, CAD, CHF, CNY, HKD, NZD and more.

Your account uses a single virtual IBAN for all currency balances, simplifying your international business operations. You can also assign new named IBANs to sub-accounts for different corporate entities or funds.

We support payments to bank accounts via SWIFT, the SEPA/SEPA Instant network and FPS. You can send funds in major currencies like USD, GBP, EUR, AED, CAD, NOK, CHF ensuring your payees receive money in the format and currency that suits them.

Yes. Our infrastructure is built for Fintechs, E-commerce, Institution, and Corporate users who require secure cross-border payments and sub-account segregation. You can collect funds from global marketplaces and pay suppliers without unnecessary conversions.

Traditional banks often restrict you to a few currencies and charge additional fees for moving money between separate currency accounts. IFX provides greater flexibility by using a single IBAN to route payments into the correct currency wallet automatically.

Our in-house specialists provide hands-on support to ensure your business account is set up quickly and efficiently. We simplify the transition to our global payment infrastructure. Complete the form above and a member of our team will be in touch shortly.

IFX Payments is built for UK-registered corporates, institutions, and fintechs managing international payment flows. Whether you’re expanding into new markets, paying global suppliers in multiple currencies, or collecting revenue from customers worldwide, our accounts simplify cross-border business banking. We specialise in supporting businesses with complex multi-currency operations and multi-jurisdiction requirements.