Personal currency exchange
Make seamless personal currency transfers
When moving or exchanging large sums of money, an expert partner can help you get the best outcome. Our personal FX service offers that support.
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What you can expect from IFX Payments
Whether you’re purchasing a property abroad, sending money to loved ones, or managing international savings, we deliver a premium service you can rely on.
Speak to a human
Through your dedicated personal FX specialist, you’re only a phone call away from competitive exchange rates and helpful answers to your questions.
Seamless transactions
Send and receive funds across borders without unnecessary fees or frustrating delays — making your transfers simpler and more cost-effective.
Hassle free
Not only are your funds secure, you can also lock in rates over the phone, to give you peace of mind.
Transparent pricing
We’re up front from the outset. We promise no hidden fees - just competitive exchange rates. You’ll know exactly what to expect.
Personal FX for life’s big moments
Our services are designed for big money movements.
Transferring savings, pensions, or investments
Relocating valuable savings and investments is a lot easier when you have the confidence provided by competitive rates and robust payment infrastructure.
Buying and selling property abroad
Making an international property purchase or sale is no mean feat. You can mitigate the risk of exchange rate fluctuations, ensuring this part of the process is smooth and cost-efficient.
Sending money to family and friends
When making regular or occasional money transfers to family abroad, speed, security, and cost-effectiveness matter. With IFX, moving funds from A to B is efficient and transparent.
Managing regular payments
For any ongoing international payments, such as mortgage instalments, tuition fees, or other arrangements, our FX services help you plan, manage costs, and minimise the impact of currency fluctuations.
Purchase example
The rates shown below are for illustrative purposes only, and are not indicative of live rates.
Establish your budget
Before starting the search for a new property overseas, it's important to first set a budget. For the purposes of this example the budget for the property is
€500,000
Agree price with seller
After viewing several properties, you find one that sits right at the top of your budget. You agree to purchase the property for €500,000. At the time of the purchase £1 will buy you €1.19. Therefore, in order to get to the required €500,000 you will need to spend
**excluding applicable fees and charges
£420,168**
Completion and exchange of funds
When you come to complete the deal, you discover the exchange rate has dropped, with markets reacting to an economic data release from the UK which shows a significant drop in GDP. £1 will now only buy you €1.13, meaning the property would now cost you
£442,477**
Secure your rate and avoid surprises
Working with a dedicated FX Broker can ensure you lock in a rate so you know what you're paying. Seemingly small fluctuations in currency markets can have significant financial implications. In the illustration example, working with a trusted FX broker like IFX Payments at the start of your purchase journey and locking in a specific rate with a forward contract could save you up to
£22,309
What our clients say about us
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"The ibanq platform is user-friendly and provides very competitive FX rates as well as the most up-to-date security protocols with a sleek design. It's difficult to say where they could improve."
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"IFX has been a great move for us. Not only does IFX provide a tailored FX solution, they offer a unique service where suppliers can be paid in multiple currencies through a mass payments solution, and all supported through one IBAN."
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Ready to get started?
Now that you’ve learned how we can support your personal currency needs, get in touch for a tailored quote and speak with one of our FX specialists.
