The 2026 PSP Survival Guide Part 2: Build a Fintech for the future

Can your Fintech keep up with the pace of regulatory change, and still scale?

In Part 2 of the 2026 PSP Survival Guide, we brought together industry experts to tackle one of the less-discussed but genuinely pressing challenges facing Fintechs today: prudential risk. Watch the conversation above to find out how organisations are responding to regulatory change, strengthening their resilience, and building for sustainable growth.

Safeguarding regulation is evolving fast. The FCA found a 65% average shortfall in safeguarded funds for firms that became insolvent between 2018 and 2023. This is a clear signal that existing approaches haven't been working. New requirements around how PSPs and e-money firms segregate, report and audit safeguarded funds are set to take effect from May 2026, raising the bar for the whole industry.

These developments matter. And getting them right, without compromising your ability to grow, is exactly the challenge this conversation aims to address.

Watch our on-demand webinar for PSPs

In this 'fireside chat', join Sara Cass, Chief Risk and Compliance Officer at IFX Payments, and Nicholas Webb, Managing Director and former FCA lead Policy Adviser for PSD2.

It's a rich and practical discussion covering:

  • What the latest FCA communications mean for PSPs and e-money firms right now.
  • How best practice in safeguarding is shifting, and what that means for your compliance approach.
  • The key learnings from 2025: what worked, what didn't, and where to focus in the year ahead.
  • Whether AI can play a role in compliance and what's ahead in 2026.

And if you missed Part 1, where we tackled the FinCrime threat with more experts from across the industry, you can watch it here.

The 2026 PSP Survival Guide Part 1: Facing the FinCrime threat

In Part 1, we gathered compliance and financial crime experts from across the industry, to discuss what's on the horizon for FinCrime, the key strategies for success in 2026 and some key learnings from the industry.

Watch part 1
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