ifx-payments-icon Multi-Currency Business Accounts

The multi-currency business account built for global payments.

FCA Regulated  |  20+ Years Experience  |  3,000+ Businesses  

  • Hold 40+ currencies in one account with a single IBAN and no forced conversion
  • Send payments globally via SWIFT, SEPA and Faster Payments from one platform
  • Convert currency on your terms at live rates, with no automatic conversion on inward payments
  • Assign named Virtual IBANs for clean fund separation and faster reconciliation
  • A dedicated specialist from day one for hands-on setup and direct ongoing support

Built for businesses with multi-currency payment needs

From market expansion to supplier payments, our multi-currency business account gives you the infrastructure to operate globally without the complexity.

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International expansion

Launch in new markets and accept payments in local currencies from one central account. No need to open local bank accounts in every country you trade in.

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Accounts payable and receivable

Pay and receive money in multiple currencies for greater efficiency. Your business multi-currency account means no automatic conversion and no surprise fees.

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Support reconciliation

Incoming funds are automatically sorted into dedicated currency balances. View your full financial position centrally and reconcile without the manual work.

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Treasury management

Manage multi-currency exposure and optimise liquidity across regions with a platform designed for cash flow clarity.

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Virtual IBANs in your name

Assign named IBANs to your multi-currency sub-accounts. Simplify fund segregation, client separation, and reporting from one place.

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Dedicated account management

UK-based support from your dedicated relationship manager. Expert guidance tailored to your multi-currency business account needs.

See how ibanq solves the complexity of international payments

Multiple accounts, manual reconciliation, no currency control. There is a better way. Watch how businesses use ibanq to consolidate their multi-currency payments into one account, one platform.

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150+ Countries

Send and receive international payments globally

Pay suppliers, settle invoices and receive client payments across 150+ countries including China, Brazil, Mexico and Australia. Local payment rails mean faster settlement, lower costs and no unnecessary intermediaries.

Hold 40+ currencies. Convert on your terms.

Hold balances in 40+ currencies including GBP, USD, EUR, AED, HKD, JPY and more. Convert on your terms at live rates. No automatic conversion when funds arrive, no surprise deductions.

GBP USD CAD EUR AED HKD JPY SEK NOK TRY ZAR SAR QAR BRL MXN British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL) Mexican Peso (MXN)
Mexican Peso (MXN) British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL) Mexican Peso (MXN) British Pound Sterling (GBP) United States Dollar (USD) Canadian Dollar (CAD) Euro (EUR) United Arab Emirates Dirham (AED) Hong Kong Dollar (HKD) Japanese Yen (JPY) Swedish Krona (SEK) Norwegian Krone (NOK) Turkish Lira (TRY) South African Rand (ZAR) Saudi Riyal (SAR) Qatari Riyal (QAR) Brazilian Real (BRL)

What our clients say

  • We have been hugely impressed with the professionalism, knowledge and assistance the IFX team have brought to our foreign currency transactions. I would not hesitate to recommend them to anyone who needs a fast and efficient FX service.

    David Holiday, Finance Director AFC Bournemouth

  • We love working with the IFX Payments team, who are dedicated to building strong, long-lasting relationships with both us and our clients. Their collaborative approach and commitment to partnership continually impress us.

    Adam Sharp, Marketing and Development Manager Keys Finance

  • Since partnering with IFX we've saved an average of 10% on every overseas invoice. That's money that stays in the business rather than disappearing into banking charges.

    Simon Morgan, Founder Trojan Consultancy

  • Fast and seamless onboarding, coupled with a fantastic and professional customer experience. Their services have added significant value to our client offerings.

    Business Services Partner Form-A-Co

  • Boxing is a truly international sport with fighters and events around the globe, and IFX’s technology has allowed us to streamline our foreign exchange payments processes, meaning we are saving money and time – benefiting both our business and fighters.

    Ben Shallom, CEO BOXXER

  • The team are willing to work hand-in-hand with you to solve and address your customers' problems.

    Saqib Mirza, Co-founder Sciopay
Collection of industry award badges for IFX Payments from 2024 and 2025
Industry Recognition

Recognised for excellence in cross-border payments

Our awards reflect the trust that Institutions, Fintechs and Corporates place in IFX Payments to manage their international payments. FCA regulated, independently recognised, and built for businesses that cannot afford to compromise on reliability.

Frequently asked questions

A multi-currency business account lets your company hold, send, and receive money in multiple currencies in one place. It’s ideal if you work with international clients or suppliers because it saves you having to set up and manage multiple international bank accounts. Our business account can also help you mitigate the risk of exchange rate volatility, as you don’t have to convert currencies every time you receive funds.

IFX supports currencies including USD, EUR, JPY, GBP, AUD, CAD, CHF, CNY, HKD, NZD and more.

Your account uses a single virtual IBAN for all currency balances, simplifying your international business operations. You can also assign new named IBANs to sub-accounts for different corporate entities or funds.

We support payments to bank accounts via SWIFT, the SEPA/SEPA Instant network and FPS. You can send funds in major currencies like USD, GBP, EUR, AED, CAD, NOK, CHF ensuring your payees receive money in the format and currency that suits them.

Yes. Our infrastructure is built for Fintechs, E-commerce, Institution, and Corporate users who require secure cross-border payments and sub-account segregation. You can collect funds from global marketplaces and pay suppliers without unnecessary conversions.

Traditional banks often restrict you to a few currencies and charge additional fees for moving money between separate currency accounts. IFX provides greater flexibility by using a single IBAN to route payments into the correct currency wallet automatically.

Opening a multi-currency business account with IFX is faster than a traditional bank, with a process tailored to your business needs. Once we have received the required documentation, your dedicated onboarding specialist will guide you through each step, handle any queries and ensure your account is configured correctly before you go live. Timelines vary depending on the complexity of your business and documentation provided.

Unlike some providers, IFX does not automatically convert funds when they arrive in your account. You choose when to convert, at live rates you can see before you act. This gives you full control over your FX exposure and means you are never caught out by an unexpected conversion at an unfavourable rate.

Every new client is assigned a dedicated IFX specialist who guides you through account setup from start to finish. There are no call queues or ticket systems — you have direct access to a real person who knows your account and is available whenever you need them.

ifx-payments-icon Get Started

Ready to simplify your multi-currency payments?

Over 3,000 businesses trust IFX Payments to hold, convert and send money across borders. Complete the short form and a member of our team will be in touch to confirm your eligibility.