API
Powering cross border payments for businesses
Scale your payment capabilities with our API. Harness a direct connection to our payment infrastructure and get market leading support.
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How we helped a global payments business scale
Saqib Mirza from Sciopay explains how they strengthened their service offering by integrating our capabilities.
Power international money transfer
Our API allows you to make use of key features from our platform to help your business grow and offer better international payment services. Here’s how you can benefit.
Simple beneficiary management
Add recipient details once. Send repeat payments without repeating processes.
Real-time status updates
Access greater visibility over payments and multi-currency funds.
Better account reporting
Thorough reporting on multi-currency business accounts and activity.
Handle cross-border payments with ease
Action individual and bulk payments in multiple currencies.
Currency exchange
Currency exchange tools with businesses in mind.
Robust validation systems to send with confidence
Our API ensures thorough validation of beneficiaries and payments for greater accuracy and peace of mind.
73 currencies supported
Supports inbound payments in 46 currencies and outbound payments in 73 currencies.
GBP
AUD
JPY
HKD
NOK
AED
EUR
USD
DKK
CAD
ISK
SEK
British Pound Sterling (GBP)
Australian Dollar (AUD)
Japanese Yen (JPY)
Hong Kong Dollar (HKD)
Norwegian Krone (NOK)
United Arab Emirates Dirham (AED)
Euro (EUR)
United States Dollar (USD)
Danish Krone (DKK)
Canadian Dollar (CAD)
Icelandic Króna (ISK)
Swedish Krona (SEK)
Swedish Krona (SEK)
British Pound Sterling (GBP)
Australian Dollar (AUD)
Japanese Yen (JPY)
Hong Kong Dollar (HKD)
Norwegian Krone (NOK)
United Arab Emirates Dirham (AED)
Euro (EUR)
United States Dollar (USD)
Danish Krone (DKK)
Canadian Dollar (CAD)
Icelandic Króna (ISK)
Swedish Krona (SEK)
British Pound Sterling (GBP)
Australian Dollar (AUD)
Japanese Yen (JPY)
Hong Kong Dollar (HKD)
Norwegian Krone (NOK)
United Arab Emirates Dirham (AED)
Euro (EUR)
United States Dollar (USD)
Danish Krone (DKK)
Canadian Dollar (CAD)
Icelandic Króna (ISK)
What our clients say about us
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Britannia are in their 8th year with IFX - we've found the partnership collaborative since day one and continue to develop new initiatives together to improve our customers' journey and add value to their international moving experience. We can foresee the partnership going from strength to strength for many years to come.
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We love working with the IFX Payments team, who are dedicated to building strong, long-lasting relationships with both us and our clients. Their collaborative approach and commitment to partnership continually impress us.
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"The ibanq platform is user-friendly and provides very competitive FX rates as well as the most up-to-date security protocols with a sleek design. It's difficult to say where they could improve."
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"IFX has been a great move for us. Not only does IFX provide a tailored FX solution, they offer a unique service where suppliers can be paid in multiple currencies through a mass payments solution, and all supported through one IBAN."
Contact
Let's talk about your global payment needs
You’ve seen how our Multi-Currency Accounts can support your international operations — now it’s time to see how they could work for your business. Share a few details and our team will be in touch to explore the best way to set you up with accounts that fit your currency flows and operational goals.
FAQs
IFX is an e-money institution providing payment services and foreign exchange solutions for businesses. We offer clients payment accounts that allow them to hold, send, and receive funds in multiple currencies.
While our services may offer similar functionalities to those of a bank, such as multi-currency accounts and international payments, IFX does not provide banking services like cards, current accounts, or loans. As a specialised provider, we focus on delivering flexible international payment solutions, faster service, and competitive rates—helping businesses manage cross-border transactions without the delays and restrictions sometimes associated with traditional providers.
A multi-currency business account lets your company hold, send, and receive money in multiple currencies in one place. It’s ideal if you work with international clients or suppliers because it saves you having to set up and manage multiple international bank accounts. Our solution can also helps you mitigate the risk of exchange rate volatility, as you don’t have to converting currencies every time you receive funds.
IFX supports currencies including USD, EUR, JPY, GBP, AUD, CAD, CHF, CNY, HKD, NZD and more.
Multi-currency Payment Processing lets you accept payments in different currencies from customers around the world. Instead of forcing your customers to pay in just one currency (like GBP), they can pay in their local currency, whether that’s USD, EUR, AED, or something else. This helps improve customer experience and control when and how you convert funds back to your home currency.
Whether you choose a bank or a specialist service provider depends on how your business uses international payments. If you only send money abroad occasionally, a traditional bank might do the job. But banks could be restricted to just a few currencies (GBP, USD, EUR), each account will have a separate IBAN, and moving money from one to the other can be time-consuming and incur additional FX charges.
So, if you’re regularly paying overseas suppliers or receiving funds from clients in different countries, a specialist provider (like IFX) usually makes more sense. You may benefit from greater flexibility, competitive rates, and potentially quicker account setup. Our Multi-Currency Accounts are built for businesses that want control over when and how they convert currencies. You can hold balances in multiple currencies, pay and receive internationally, and avoid unnecessary conversion fees.