Scaling internationally is complex. Fragmented payment systems, multi-currency flows, and maintaining a positive customer experience all create barriers for financial intermediary businesses. We tackle those to help you grow.
Speak to our team
Our platform is built to support the unique needs of regulated financial institutions and financial services providers looking to grow across borders. Whether you're handling high-volume transactions, holding balances in multiple currencies, or setting up client-facing infrastructure, our platform delivers the functionality you need to streamline complexity and reduce time to market.
Create and manage client-specific sub-accounts in 46 currencies, simplifying global payments, reconciliation processes and access to multiple domestic and international payment rails without the need for local bank accounts.
Automate and streamline outbound payments in over 70 currencies through a simple process, thereby saving time and taking the stress out of processing high-volume cross-border payments.
Execute spot contracts within the platform, and conveniently view any forward contracts booked through our brokerage team—all in one place.
Managing client funds across jurisdictions and currencies can be complex. Our platform lets you open named sub-accounts to segregate funds and manage subsidiaries as well as providing visibility over your business, reducing admin and increasing control.
For financial institutions looking for more hands-on support, our brokerage team offers a personalised service designed to help you manage currency risk and protect your bottom line. Working closely with you to understand your exposure and unique business needs, our experts can provide a suite of FX tools—including spot contracts, forward contracts, market orders, and stop loss strategies.
Get hands on support
Exchange rates fluctuate constantly, which can impact your bottom line. To manage currency risk, you can:
A spot contract is when you agree to buy or sell currency at the current market price or spot price. It’s typically used when you need to move quickly. Maybe you’re covering operational expenses, reacting to market shifts, or just settling a transaction right away.
A forward contract on the other hand is when you agree to buy and sell at a specific price on a specified date in the future. These are a good way to manage currency risk, especially when you have upcoming foreign currency costs or incoming international payments and want more certainty around your cash flow.
Used together, spot and forward contracts give financial teams more control. They help you stay flexible in the short term while protecting margins and managing exposure over the long term.
IFX Payments is not a bank. We’re a payment services and foreign exchange services provider for businesses. We provide access to accounts that support receiving, holding, and sending money in multiple currencies, which is ideal if you operate across borders.
Though our platform offers some features similar to banks, like multi-currency capabilities and international transfers, we don’t offer services such as debit cards, standard current accounts, or business loans. Instead, we focus solely on end-to-end global payment processing, delivering faster turnaround times, fewer limitations, and highly competitive exchange rates that help you stay agile in international business.
We’re regulated by the Financial Conduct Authority, ensuring secure and compliant operations for our clients.
Contact 