Next generation infrastructure providing payment firms with access to faster onboarding, instant settlements, and global currency coverage; through one simple connection.
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Everything you need to expand and scale - without stitching together multiple banking partners or building infrastructure in-house.
Bring real-time payments and cross-border rails into your banking ecosystem. Through our technology you can now offer your customers a true global payments network.
Access to 40+ currencies to meet the growing currency risk management demands of your customers.
We have in-depth experience of onboarding complex business profiles and understand the challenges that come with diverse underlying customers. For us, Fintechs aren’t risky, if you know how their world works.
Multi-currency accounts, virtual IBAN and sub-account creation on one platform. Simplify reconciliation and increase operational control.
Outdated core banking systems and reliance on correspondent networks restrict the range of currencies available. This coverage is too narrow for a competitive, global Fintech offering, often excluding emerging market corridors and weakening your value proposition.
Monolithic infrastructure and layered governance models make it difficult to launch new capabilities or respond to changing customer demands. A slower pace of change can translate to lost competitive advantage.
To enable cross-border payments, Fintechs are often forced to juggle multiple providers across different jurisdictions, leading to a time-consuming operational burden and increased reconciliation risk.
Pre-funding multiple currencies across jurisdictions ties up working capital, reduces liquidity and limits the ability to support real-time payment flows at scale. As transaction volumes grow this becomes more of a drag.
Through its partnership with IFX Payments, Sciopay has grown from an emerging fintech into an established cross-border payments provider, processing more than £3 billion internationally. Hear from their team.
Get hands on supportAt the heart of our offering are core products designed to transform everyday operational and treasury challenges.
Create and manage client-specific sub-accounts in 40+ currencies, simplifying global payments, reconciliation processes and access to multiple domestic and international payment rails without the need for local bank accounts.
Automate and streamline outbound payments in over 60 currencies through a simple process, thereby saving time and taking the stress out of processing high-volume cross-border payments.
Exchange rates fluctuate constantly, which can impact your bottom line. To manage currency risk, you can:
A spot contract is when you agree to buy or sell currency at the current market price or spot price. It’s typically used when you need to move quickly. Maybe you’re covering operational expenses, reacting to market shifts, or just settling a transaction right away.
A forward contract on the other hand is when you agree to buy and sell at a specific price on a specified date in the future. These are a good way to manage currency risk, especially when you have upcoming foreign currency costs or incoming international payments and want more certainty around your cash flow.
Used together, spot and forward contracts give financial teams more control. They help you stay flexible in the short term while protecting margins and managing exposure over the long term.
IFX Payments is not a bank. We’re a payment services and foreign exchange services provider for businesses. We provide access to accounts that support receiving, holding, and sending money in multiple currencies, which is ideal if you operate across borders.
Though our platform offers some features similar to banks, like multi-currency capabilities and international transfers, we don’t offer services such as debit cards, standard current accounts, or business loans. Instead, we focus solely on end-to-end global payment processing, delivering faster turnaround times, fewer limitations, and highly competitive exchange rates that help you stay agile in international business.
We’re regulated by the Financial Conduct Authority, ensuring secure and compliant operations for our clients.
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