Foreign Exchange
Your partner for business and personal transfers
Whether you're handling global payroll, purchasing property abroad, or sending money internationally, you require a trusted currency exchange partner.
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Our service
Bespoke
Each client is allocated a foreign exchange account manager who supports their specific needs.
Secure
We adopt stringent standards of risk management, governance and regulatory compliance to ensure your funds are transferred in the safest way possible. Our operations are regulated by the Financial Conduct Authority.
Transparent
We clearly communicate FX pricing charges upfront so you aren’t surprised by any hidden bank charges after the transaction takes place.
Business currency exchange
By taking the time to understand our clients’ specific objectives and priorities, we minimise the effects of currency fluctuations on their bottom line. Our expertise supports businesses in a variety of areas, including but not limited to:
• Paying international suppliers
• International expansion
• Managing currency risk
• Optimising workflows
For businesses looking to execute spot trades, you can do all that through our platform.
Personal currency exchange
Transferring large amounts of money overseas can be an intimidating process. Seemingly small fluctuations in foreign exchange rates can dramatically impact the amount you pay. Our expert consultants can support you with:
• Buying or selling a property in a foreign currency
• Transferring funds across borders
• Moving pensions or savings internationally
• Navigating forex volatility
FX products
Spot Contract
Exchange currencies at a set rate for immediate delivery
Forward Contract
Agree to exchange currencies at a set rate on a future date, mitigating currency fluctuation risk
*Offered where the trade is to facilitate the purchase of identifiable goods or services. This service may not be available in your country
Limit Order
Set a specific price at which to sell a currency
Stop-Loss Order
Automatically sell a currency if its price falls to a specified level, aiming to limit potential losses
Get in touch
Get your currency exchange quote
Whether it’s for business or personal use, our team is here to help. Fill in a few quick details and we’ll connect you with the right team to discuss your needs, answer your questions, and provide a quote based on your specific requirements.
FX solution FAQs
FX is not a payment service itself, but it is a core component of many international payment services. It involves converting one currency to another, which is essential for making cross-border transfers.
In the UK, foreign exchange is regulated by the Financial Conduct Authority (FCA). Firms offering FX solutions, money transfers, or related services must be authorised or registered with the FCA. The regulator ensures these providers meet high standards for transparency, risk management, anti-money laundering (AML), and fair conduct, protecting clients and maintaining integrity in the FX market.
A spot contract allows you to exchange currencies immediately at the current rate, while a forward contract lets you lock in a rate for a future transaction. This is helpful for budgeting and hedging against market volatility.
Yes. At IFX Payments we provide forward contracts as a means of payment for identifiable goods or services. We do not offer forwards for speculative hedging purposes.
We offer tools such as forward contracts, limit orders, and stop-loss orders to help clients manage currency exposure. This can help mitigate against adverse currency movements and protect cash flow.
Yes, our solutions include access to an API and can integrate with your platform to support automation, streamline workflows, and enable efficient FX trading.